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SAP Concur Marketing Privacy Statement

Last Updated: May 11, 2018

This SAP Concur Privacy Statement (“Privacy Statement”) describes the various ways that Concur Technologies, Inc., Concur Holdings (Netherlands)
B.V., their subsidiaries, other affiliated and/or related companies, as applicable (“SAP Concur” or “we” or “us” or “our”) process information about you that is collected by SAP Concur in the context of sales and marketing activities
through Channels (as defined below) and explains how SAP Concur uses such information for its own business purposes.
As used in this Privacy Statement, “Personal Data” means any data collected through our Channels that can be used to identify an individual. The “Channels” are the various SAP Concur online, digital, electronic sites and technologies, such as public-facing
sales and marketing websites, software applications, social media pages, chat features and online conversations, tele-prospecting
or HTML-formatted e-mail messages we use to pursue our sales and marketing activities. Channels may also include sales
and marketing activities carried out offline. In this Privacy Statement, “goods and services” includes access to SAP Concur’s web services, offerings, contests, sweepstakes, other
content, non-marketing related newsletters, whitepapers, tutorials, trainings, events, conferences, webinars and seminars.

If you use SAP Concur business applications like SAP Concur Travel, Expense, or Invoice for which your company, institution
or other providing entity (“Providing Entity”) has subscribed either directly with SAP Concur or indirectly via an authorized reseller,
please see the SAP Concur Processor Privacy Statement for information on how we access, use, store, collect or disclose your data
on behalf of your Providing Entity.

Data Controller. The data controller is the SAP Concur legal entity which initially collects your information
and decides how and why to use the data for its business purposes. Where a registration form is presented on an SAP Concur
website, the named data controller may vary depending on the actual offering or the purpose of the data collection. For
other SAP Concur websites, the data controller is the SAP Concur entity named in the legal disclosure page on the website,
or if the local laws that govern the website do not require any specific legal disclosure, the data controller shall
be the SAP Concur legal entity named in the copyright notice displayed on such website.

Links to other websites. This Privacy Statement applies solely to information collected by us through the Channels
and does not apply to any third-party activities, including third party websites linked from our Channels, third party
social networking platforms or features we make available through our Channels, or third-party ads displayed on our Channels.
We are not responsible for the privacy practices or content of such third parties. We encourage you to read the privacy
statements of those third parties.

Use of SAP Concur websites by children. SAP Concur’s Channels are not directed to users under the age of 13.
If you are younger than 13, you may not use our Channels. If you are a parent or guardian and believe we may have collected
information about a child, please contact us at: Privacy-Request@Concur.com

DATA PROTECTION OFFICER

SAP’s Data Protection Officer (DPO) is Mathias Cellarius, SAP SE, Dietmar-Hopp-Allee 16, 69190 Walldorf, Germany, who may
be contacted at Privacy@Concur.com; or you may contact our group Privacy Team at any time at Privacy-Request@Concur.com.

WHAT INFORMATION WE AND OTHERS COLLECT FROM YOU AND HOW IT IS COLLECTED

We collect your Personal Data. We collect such Personal Data about you directly, indirectly and/or automatically as described
below. To the extent permitted by applicable law, we may combine the information collected, as described below, including
information about the organization for which you work, with other information in our possession or information that you
provide to us, and we treat all this information about you as Personal Data.

Direct collection of business information and Personal Data

When you access, use and/or interact with us through a Channel, we directly collect information you voluntarily provide
us. This includes but is not limited to the following:

  • information about you in the context of your professional activities, such as your name, and professional email addresses
    or telephone numbers
  • information about your company such as the name, size and location of your company and your role within the company
  • billing and transactional information when purchasing good and services on the Channels
  • information you may choose to provide us when completing any “free text” boxes on our forms (if any at all, for example
    in surveys or questionnaires) or when posting information or materials on our chat rooms

Examples of direct interactions with you through the Channels where you provide us business information and Personal Data
about you include the following:

  • completion and submission of online and other forms for events, webinars, webinars recordings, or asset downloads, or
    to request information about our goods and services and/or as part as joint marketing activities with our business
    partners
  • completion of lead cards at events or other forms, whether in paper or electronic format, providing your business card,
    badge attendance scanning and other information you provide when you attend an SAP Concur hosted event or visit an
    SAP Concur booth at a trade show or industry or association event
  • sales inquiries which you initiate, such as through online chat, dedicated online “contact-us” link and “request a quote”
    forms
  • tele-sales (cold or warm calls) and information you provide during phone calls with sales representatives and tele-sales
    representatives
  • subscription to marketing communications and/or submission of marketing preference in the SAP Concur Preference Center
  • completion of questionnaires and surveys
  • participation in sweepstakes and contests
  • other conversation data triggered by the above direct interactions, such as follow-up calls and emails, thank-you emails,
    confirmation emails and the like
  • contacting customer support as part of a contractual or informational request
  • contact information gathering as part of implementation services for our products
Indirect collection of business information and Personal Data

We also obtain business information and Personal Data about you from third party sources, as permitted by applicable law,
such as the following:

  • information collected by our marketing service providers on our behalf, which are a variety of marketing lead generation
    service providers, marketing opt-in lists or data aggregators or professional event organizers
  • information shared with us by SAP Concur business partners as part of their referral activities, such as travel management
    companies, third party partners that participate in SAP Concur’s App Center, Platform partners and TripLink partners
  • public databases or other data you may have made publicly available, such as social media posts on professional networks
    and social media platforms
  • information shared with us by the other entities of the SAP group (the current list of the SAP group entities can be
    found here)
  • information shared with us by a third party who recommended you, once you have confirmed your agreement for us to keep
    and process such data
Automatic collection of business information and Personal Data

When you access, use and/or interact with us through a digital Channel, you do so using a “Device”, which is either a personal computer, desktop or laptop, or a mobile device such as a phone or a tablet.
A “Device Identifier” is the number that is automatically assigned to the Device you use to access the digital
Channel, and we may identify your Device through its Device Identifier. The “Tracking Technologies” are the various technologies we use to automatically collect Device Identifiers and
other information about you, such as the following:

  • your computer’s operating system, Internet Protocol (IP) address (including information derived from your IP address
    such as your geographic location), Device Identifier, access times, browser type, device type, domain name, duration
    of visit, referring URL, platform, new and repeat information, time stamp and language, and referring website addresses
  • behavioral data about your usage and activity on the electronic Channels, such as webpages clicked, websites and content
    areas visited, content downloaded, date and time of activities
  • information about your use of social media features such as the Facebook “Like” button, LinkedIn, Twitter and others
  • past transactional behavior on the Channels based on your prior interactions with us
  • information obtained from third parties on your interests

The information collected through Tracking Technologies may be considered Personal Data under applicable data protection
laws. For additional information about our use of Tracking Technologies, please see below in How We Follow Visits and
Usage, Why and How You Keep Control (Cookies, Analytics and Advertising).

HOW YOUR INFORMATION IS USED AND PROCESSED

Legal Basis for Processing. We collect and process your Personal Data with your consent and/or as necessary
to provide the goods and services you use on the Channels, fulfill your inquiry, operate our business, meet our contractual
and legal obligations, ensure compliance, protect the security of our systems and our customers, or fulfil other legitimate
interests.

Freely Given Consent. As a general principle, granting your consent and providing business information and Personal
Data about you is entirely voluntarily and there are no adverse consequences to you if you do not grant a consent when
required under applicable law or do not provide the required information. However, there are circumstances where SAP
Concur cannot take action without certain Personal Data because such information is required, such as to process your
orders or provide you with access to a web offering or newsletter. In these cases, without the relevant Personal Data,
SAP Concur will not be able to provide you with what you requested.

Purposes of Processing. We use and process Personal Data about you for purposes described below:

  • To Provide the goods or services requested on the Channels. If you order goods or services from SAP
    Concur, we will use the Personal Data which you enter into our online or other forms to process your order or
    provide the requested goods or services, such as to process your registration to a SAP Concur hosted event. This
    also includes taking the steps that are necessary prior to entering this contractual business relationship, such
    as responding to your related inquiries, comments and questions, providing you with shipping and billing information,
    and providing customer feedback and support. This may also include conversation data that you may trigger on
    the Channels (e.g., chat-functionalities or other web appearances, contact forms, e-mails or telephone). When
    you order such goods or services from us, we communicate with you via email and phone to resolve customer complaints,
    investigate suspicious transactions, confirm your preferences, send you notice of payments or information about
    changes to our goods and services, and to send notices, updates, technical notices, security alerts, support
    and other administrative messages and other disclosures as required by law. For example, when you have registered
    to attend an SAP Concur hosted event, even if you have unsubscribed from our email marketing and promotional
    messages, we will still send you emails about related items for this specific event, such as additional activities
    you can sign up for, the launch of the event app, event schedule changes or the like. Generally, you cannot opt
    out of these communications, which are not marketing related but merely required to fulfil your request in the
    context of the relevant business relationship you initiated.

  • To Ensure compliance. We use your Personal Data to prevent, detect, mitigate, and investigate fraudulent
    or illegal activity. The information required to track your choices regarding the processing or use of your Personal
    Data or receiving marketing materials is based on the country law in which the relevant SAP Concur company operates
    and is stored and exchanged between members of the SAP group as necessary to ensure compliance.

  • To Operate and Improve our Channels, goods and services, to keep you up to date, to follow-up on a referral,
    communicate through social media channels, to append data or request your feedback.
    SAP Concur processes
    and uses your Personal Data based on its legitimate interest for the use cases below:

    • Questionnaires and surveys. We may invite you to participate in questionnaires and surveys. These
      questionnaires and surveys will be generally designed in a way that they can be answered without any
      Personal Data. If Personal Data is nonetheless included in questionnaires and surveys, SAP Concur may
      use such Personal Data for marketing research and to improve its products and services.
    • Creation of anonymized data sets. We may anonymize Personal Data provided under this Privacy Statement
      to create anonymized data sets which will then be used to improve SAP Concur products and services or
      for insights into our customer behavior for public relations purposes.
    • Recording of calls and chats for quality improvement purposes. In case of telephone calls or chat
      sessions, we may record such calls, after informing you accordingly during that call and before the recording
      starts, or chat sessions to improve the quality of our services.
    • Referral follow-up. We may engage in a single follow up contact to you based on a referral from another
      individual, requesting that you opt-in to future communication.
    • Social media channel communications. We may engage into communications with you through social media
      channels until you request us to not be contacted any longer.
    • Appending data. As described above, we also obtain business and Personal Data about you from third
      party sources, as permitted by applicable law, such as third-party data aggregators, public databases,
      or posts on social or professional networking platforms. We may combine this information with information
      you have provided to us to ensure that our records about you are up to date and complete or to provide
      a more accurate profile of you and your interests to provide you with more relevant content.
    • To keep you up-to-date and request feedback. Within an existing business relationship between you
      and SAP Concur, we may inform you, where permitted in accordance with local laws, about our goods or
      services, such as webinars, seminars, conferences or events, that are similar or relate to goods and
      services you have already ordered or used from SAP Concur. In addition, when you have attended a webinar,
      seminar or event of SAP Concur or purchased goods or services from SAP Concur, we may contact you for
      feedback regarding the improvement of the relevant webinar, seminar, event, good or service.
  • To provide updates about SAP Concur’s goods and services. We use business information about you and
    your Personal Data collected through the Channels as well as an interaction profile based on prior interactions
    with SAP Concur on the Channels (e.g., prior purchases, product usage data, information gathered during customer
    support contacts, participation in webinars, seminars or events or the use of web services or interaction with
    emails) and adding to profiles through data appending with third party sources in order to (i) keep you up to
    date on the latest product announcements, product updates, unique offers, and other information regarding SAP
    Concur’s goods and services (including marketing-related information or newsletters) as well as events of SAP
    Concur and our partners and (ii) to display relevant content on our Channels and provide a personalized experience
    and implement the preferences you request. In connection with these marketing-related activities, SAP Concur
    may provide a hashed user ID to third party operated social networks or other web offerings (such as Twitter,
    LinkedIn, Facebook, Instagram or Google) where this information is then matched against the social networks’
    data or the web offerings’ own databases in order to display to you more relevant information. With regard to
    marketing related types of communication including providing personalized updates about SAP Concur’s goods and
    services as described above, we will (a) where legally required only provide you with such information after
    you have granted your consent to such electronic communications (also commonly called “opt-in”) and (b) provide
    you the opportunity to exercise an opt-out choice if you do not want to receive further marketing related types
    of communication from us. We also maintain the SAP Concur Preference Center for you to manage your information, your marketing preferences and exercise
    your opt-out choices.

  • To create and maintain a digital community user profile. SAP Concur offers you the option to use web
    offerings such as forums, blogs, and networks (e.g., the SAP Concur Digital Community) linked to this website
    that require you to register and create a user profile. User profiles provide the option to display personal
    information about you to other users, including but not limited to your name, photo, social media accounts, postal
    or email address, or both, telephone number, personal interests, skills, and basic information about your company.
    These profiles may relate to a single web offering of SAP Concur or, if created in the SAP Cloud Platform Identity
    Authentication Service, may also allow you to access other web offerings of SAP or of other entities of the SAP
    Group, or both (irrespective of any consent granted under the section “Forwarding your Personal Data to other
    SAP companies,” below). It is, however, always your choice which of these additional web offerings you use and
    your Personal Data is only forwarded to them once you initially access them. Kindly note that without your consent
    for SAP Concur to create such user profiles, SAP Concur will not be in a position to offer such services to you
    where your consent required under applicable law. Within any web offering, in addition to access your profile
    is used to personalize interaction with other users, such as with messaging or “follow” functionality, and by
    SAP Concur to enhance the quality of communication and collaboration through such offerings and for SAP Concur
    to provide gamification elements (gamification is the process of taking something that already exists, such as
    a website, an enterprise application, or an online community, and integrating game mechanics into it to motivate
    participation, engagement, and loyalty). To the greatest extent supported by the relevant web offering, you can
    use the functionality of the relevant web offering to determine which information you want to share.

  • To accommodate your special requirements. In connection with the registration for and providing access
    to an event, conference or seminar we may ask for information about your health for the purpose of identifying
    and being considerate of individuals with disabilities or special dietary requirements throughout the event.
    Any such use of information is based on your consent which shall be collected upon your registration to the event,
    conference or seminar. If you do not provide any such information about disabilities or special dietary requirements,
    SAP Concur will not be able to take any respective precautions.

  • To share information about you as part of an Event, Conference, Seminar or Webinar. If you register
    for an event, seminar, webinar or conference of SAP Concur, based on your consent we may share basic participant
    information such as your name, company and email address with other participants of the same event, seminar,
    webinar or conference to foster the communication and exchange of ideas.

HOW WE FOLLOW VISITS AND USAGE, WHY AND HOW YOU KEEP CONTROL (COOKIES, ANALYTICS AND ADVERTISING)

We may use Tracking Technologies to collect information. The following are some examples of Tracking Technologies we may
use:

  • Cookies. We may automatically collect information using “cookies”. Cookies are small data files stored
    on your hard drive by a website. Among other things, cookies help us improve our electronic Channels and your
    experience. We use cookies to see which areas and features are popular and to count visits to our websites. If
    you set your browser not to accept cookies or if you reject a cookie (your help screen or manual should tell
    you how to do this), it may affect certain personalization features or services of our websites.

  • First and third-party cookies. We use first and third-party cookies on our Channels. Whether a cookie
    is ‘first’ or ‘third’ party refers to the domain placing the cookie. First-party cookies are those set by a website
    that you are visiting at the time (e.g., cookies placed by the SAP Concur French website while visiting that
    website). Certain cookies are set by a domain other than that of the website you are currently visiting. If you
    visit a website and another entity sets its cookie or reads its cookie through that website, this would be a
    third-party cookie (e.g., cookies placed by Google while visiting the SAP Concur UK website).

  • Persistent and session cookies. We use persistent cookies and session cookies on our Channels. Persistent
    cookies remain on your Device for the period of time specified in the cookie. They can remain on your Device
    after you visit the website that set them and can be read the next time that you visit the website that created
    that specific cookie or visit another website with a beacon from the website that dropped the cookie. Persistent
    cookies can remain after you end a browser session. A browser session starts when you open a browser window and
    finishes when you close the browser window. Session cookies allow us to link your actions during a browser session.
    Session cookies are created temporarily. Once you close the browser, session cookies are typically deleted. For
    more information on cookies, visit www.allaboutcookies.org.

  • Web Beacons. We may collect information using web beacons. Web beacons are electronic images that may
    be used on our websites or in our emails. We use web beacons to deliver cookies, count visits, understand usage
    and campaign effectiveness and to tell if an email has been opened and acted upon.

  • ETag, or entity tag. A feature of the cache in browsers. It is an opaque identifier assigned by a web
    server to a specific version of a resource found at a URL. If the resource content at that URL ever changes,
    a new and different ETag is assigned. Used in this manner, ETags are a form of Device Identifier. ETag tracking
    may generate unique tracking values even where the consumer blocks HTTP, Flash, and HTML5 cookies.

  • Flash LSOs. When we post videos or other media on our websites, third parties may use local shared objects,
    also known as Flash cookies, to store your preferences for volume control, or to personalize certain features.
    Flash cookies are different from browser cookies because of the amount of, type of, and how data is stored. Cookie
    management tools provided by your browser will not remove Flash cookies. To learn how to manage privacy and storage
    settings for Flash cookies visit www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager.html#117118

  • Buttons, tools, and content from other companies. Our Channels use interfaces with social media sites
    such as Facebook, LinkedIn, Twitter and others. These features may collect your IP address, which page you are
    visiting on our websites, and may set a cookie to enable the feature to function properly. If you choose to “like”
    or share information from our Channels through these features, some information from your browser may automatically
    be sent to the other company and you should review the privacy policy of that service. If you are a member of
    a social media site, the interfaces may allow the social media site to connect your site visit to your Personal
    Data.

  • Publisher provided identifiers (PPIDs). These are identifiers we use with cookies and other Tracking
    Technologies in connection with personalized ads and content on our Channels, on third party websites, in applications,
    in our emails and elsewhere. The PPID allows us to have a consistent identifier for you across devices from which
    you use our apps and access our sites. This helps us better tailor your ads and content to your interests and
    helps keep us from showing you the same ads too many times even as you use different devices.

  • Targeting or Advertising. We and our third-party partners may use information collected using Tracking
    Technologies on our Channels to learn more about you and your preferences and deliver content, including ads
    that seem relevant to your interests on our Channels and can be displayed to you on third-party websites and
    applications. We also may use Tracking Technologies to know when you return to our Channels after visiting these
    third-party websites and applications. We use information about you collected through Tracking Technologies to
    try to understand your interests and show you relevant advertising about products and services that may interest
    you. Our third-party partners may also use this information for third party advertising. Third parties may automatically
    collect information about your visits to our Channels and other websites, your IP address, your ISP, the browser
    you use to visit our Channels. They do this by using Tracking Technologies. Information collected may be used,
    among other things, to deliver advertising targeted to your interests and to better understand the usage and
    visitation of our Channels and other websites tracked by these third parties. Please note we are not responsible
    for Tracking Technologies in third party ads, and we encourage you to check the privacy policies of advertisers
    and/or ad services to learn about their use of Tracking Technologies. If you would like more information about
    this practice and to know your choices about not having this information used by these companies, visit www.networkadvertising.org/consumer/opt_out.asp.

  • Analytics. We use analytics, including analytics conducted by third party partners, to help improve
    our Channels and your user experience, such as remembering you when you return, understanding your preferences
    and interests, and knowing which of our Web pages are visited and which Channels are most often used.

Managing Preferences. You have the right to accept or reject cookies and can access and/or change your cookie
preference or opt-out of third party analytics or opt-out of receiving interest-based advertising from SAP Concur at
any time by accessing our cookie preferences page via the link on the site. If you have any problems using this mechanism,
please email us at Privacy-Request@Concur.com

HOW YOUR INFORMATION IS SHARED

We work with third party vendors, consultants and other service providers that help us run our sales and marketing activities.
These companies provide work and services such as email delivery, postal delivery, collecting business information and
Personal Data about you on our behalf, event/campaign registration and management, information technology and related
infrastructure services, data analysis and insight, auditing and other similar services. In some cases, these companies
need access to some of your Personal Data to carry out their work for us. They are not permitted to use your Personal
Data for their own promotional or business purposes.

As permitted under applicable law, we may transfer your Personal Data to the other entities of the SAP group. The current
list of SAP group entities can be found here. Record of any required consent to our sharing your information with the other entities of the SAP group is
stored in the SAP Concur Preference Center.

As permitted under applicable law, we may share your contact information with sponsors, co-sponsors and/or exhibitors of
events and/or conferences organized and hosted by SAP Concur (such as SAP Concur Fusion). Please note that our sponsors,
co-sponsors and/or exhibitors may directly request your information at their conference booths or presentations. You
should review their privacy policies to learn how they use personal information.

Occasionally, we may engage in joint sales or product promotions with selected business partners to provide content or to
host events, conferences and seminars. If you purchase or specifically express interest in a jointly-offered product,
promotion or service, we may share relevant Personal Data with those partners as permitted under applicable law. However,
please be aware that we do not control our business partners’ use of such Personal Data. Our partners are responsible
for managing their own use of the Personal Data collected in these circumstances. We recommend you review the privacy
policies of the relevant partner to find out more about their handling of your Personal Data.

We may also share your information in the following circumstances:

  • in an aggregated form that does not directly identify you, such as statistical information about visitors to our Channels
  • when we believe it is appropriate to investigate, prevent, or take action regarding illegal or suspected illegal activities;
    to protect and defend the rights, property, or safety of SAP Concur, our users, or others; and in connection with
    the enforcement of our terms and contracts.
  • in connection with a corporate transaction, such as a divestiture, merger, acquisition, consolidation, or asset sale
    (or the negotiation thereof), or in the unlikely event of bankruptcy
  • as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial
    proceeding, court order, or legal process served to us

HOW YOUR INFORMATION IS KEPT SAFE

SAP Concur maintains data handling and storage practices and procedures that are designed to promote the integrity and confidentiality
of Personal Data. We update and test our security technology on an ongoing basis. We use commercially acceptable means
to protect your personal information in an effort to prevent loss, misuse and unauthorized access, disclosure, alteration
and destruction, but we cannot guarantee its absolute security.

HOW YOUR INFORMATION IS TRANSFERRED INTERNATIONALLY

As part of a global group of companies, SAP Concur has affiliates and third-party service providers within, as well as outside
of, the European Economic Area (EEA). Therefore, your Personal Data may be transferred, used, processed or stored in
the United States or any other country where SAP Concur operates or maintains facilities or call centers, including jurisdictions
that may not have data privacy laws that provide protections equivalent to those provided in your home country. We take
steps designed to ensure that the Personal Data we collect under this Privacy Statement is processed according to the
provisions of this Privacy Statement and applicable law wherever the data is located. By providing your information to
us on our Channels, you agree to that transfer, storage, and processing in the United States. Also, we may transfer your
data from the United States to other countries or regions in connection with storage and processing of data, fulfilling
your requests, and operating the Channels.

When we transfer Personal Data from the European Economic Area and Switzerland to other countries, some of which have not
been determined by the European Commission to have an adequate level of data protection, such transfer is based on the
Standard Contractual Clauses (according to EU Commission Decision 87/2010/EC or any future replacement) in order to contractually
ensure that your Personal Data is subject to a level of data protection which applies within the EEA. You may obtain
a redacted copy (from which commercial information and information that is not relevant has been removed) of such Standard
Contractual Clauses by sending a request to Privacy-Request@Concur.com.

HOW YOUR INFORMATION IS STORED AND RETAINED

We store and retain your Personal Data for as long as necessary to fulfill the purposes described in this Privacy Statement,
such as to provide goods and services requested by you, respond to your inquiries or for other essential purposes such
as complying with our legal obligations, resolving disputes, and enforcing our agreements, or until you object to SAP
Concur’s use of your Personal Data (if SAP Concur’s use of your Personal Data is based on a legitimate interest) or you
withdraw your consent (if SAP Concur’s use of your Personal Data is based on your consent).

For clarity, in circumstances where we are required by law to retain your Personal Data longer, such as for tax, legal, accounting
or other purposes, or where we need your Personal Data to assert or defend against legal claims, we will retain such
information until the end of the relevant retention period or the resolution of such claims.

WHAT PRIVACY CHOICES AND CHANGES ARE AVAILABLE TO YOU

Preference Center and Choices. You can customize and control your marketing communication preferences by updating
the Personal Data you provide us and your subscription settings in the SAP Concur Preference Center where you can return at any time to change your elections. You can also unsubscribe
from promotional emails by: (1) following the unsubscribe instructions in our emails; or (2) emailing us at Privacy-Request@Concur.com. You can find details on how to automatically unsubscribe from e-mail communications in
the SAP Concur Preference Center. If you have any problems using any of these opt-out mechanisms, please contact us at Privacy-Request@Concur.com. Please note that even if you unsubscribe from promotional email messages, we may still
need to contact you with transactional information related to the goods and services you have ordered or requested on
the Channels.

Cookies and Do Not Track. You can opt out of cookies that are not required to enable core site functionality
and can manage your cookie preferences via the link on the website. We may not recognize or respond to every type of
“do not track” signal or other mechanisms that provide consumers the ability to exercise choice regarding the collection
of personally identifiable information about an individual consumer’s online activities over time and across third-party
websites or online services, but we give you certain choices about how we collect Personal Data as described in this
Privacy Statement. Please remember that if you delete your cookies, or use a different browser or computer, you will
need to set your cookies preferences again. If you have any problems using this cookie preference mechanism, please contact
us at Privacy-Request@Concur.com.

Analytics and Advertising. We encourage you to review the privacy policies of our third-party advertisers and
analytics service providers to learn about your choices about information they collect from you. Many are available at Preferences-Mgr.Truste.com
or through the cookie preferences link on our website. In addition, the Network Advertising Initiative offers information
about some of the Internet advertising companies we may use, including how to opt-out of interest based advertising they
deliver. To opt-out of Google Analytics web tracking you can download Google Analytics Opt-out Browser Add-on.

YOUR EUROPEAN PRIVACY RIGHTS

We adhere to applicable data protection laws in the EEA, which, if applicable to you, include the rights described below.
If you wish to exercise any privacy right that is available to you, we will process your request in accordance with applicable
data protection laws. We may need to retain certain information for record-keeping purposes and/or to complete transactions
that you began prior to requesting any deletion.

  • Right not to provide consent or to withdraw consent. Where we seek to rely on your consent in order to process
    certain parts of your Personal Data, you have the right not to provide your consent or to withdraw your consent at
    any time. In case of withdrawal, SAP Concur will not process the Personal Data subject to this consent any longer
    unless legally required to do so. In case we are required to retain your Personal Data for legal reasons, such data
    will be restricted from further processing and only retained for the term required by law. Withdrawal of consent
    does not affect the lawfulness of the processing based on consent before its withdrawal. Furthermore, if your use
    of a good or service requires your prior consent, we will no longer be able to provide the relevant good or service
    to you after withdrawal of your consent.
  • Right of Information and Access. You can require SAP Concur to confirm at any time that SAP Concur is processing
    your Personal Data, or to have access to the Personal Data SAP Concur may have about you. You may also request information
    about the purpose of the processing, the categories of Personal Data concerned, third parties that might have received
    the data from SAP Concur, the source of the Personal Data, if you did not provide it directly to SAP Concur, and
    how long it will be stored. Reasonable access to your Personal Data will be provided at no cost to you upon request.
    If access cannot be provided within a reasonable time frame, SAP Concur will provide you with a date when the information
    will be provided. If for some reason access is denied, SAP Concur will provide an explanation as to why access has
    been denied.
  • Right to Rectification. You have a right to correct the record of your Personal Data maintained by SAP Concur
    if it is inaccurate.
  • Right of Erasure. In certain circumstances, you may have the right to the erasure of Personal Data that
    we hold about you, such as it is no longer necessary for the purposes for which it was originally collected.
  • Right to Data Portability. If SAP Concur uses your Personal Data on the legal basis of either your consent
    or performance of a contract with you, you may also request from SAP Concur a copy of the Personal Data you provided
    to us, clearly stating which Personal Data you require from SAP Concur in which format and whether the Personal Data
    shall be provided to you or another recipient. We will carefully review your request and discuss with you how it
    can be best implemented.
  • Right to Restriction of Processing. You can request from SAP Concur that SAP Concur restricts your Personal
    Data from any further processing in any of the following events: (i) you state that the Personal Data SAP Concur
    has about you is incorrect, (but only for as long as we are required to check the accuracy of the relevant Personal
    Data), (ii) there is no legal basis for us processing your Personal Data and you demand that we restrict your Personal
    Data from further processing, (iii) we no longer require your Personal Data but you claim that you require us to
    retain such data in order to claim or exercise legal rights or to defend against third party claims or (iv) in case
    you object to the processing of your Personal Data by us, where based on our legitimate interest, for as long as
    it is required to review as to whether we have a prevailing interest or legal obligation in processing your Personal
    Data.
  • Right to Object to Processing based on Legitimate Interest. Where we rely on our legitimate interest to
    process certain parts of your Personal Data, you have the right to object to such processing at any time. If you
    do so, we will cease using your Personal Data and remove it from our systems unless such Personal Data is permitted
    to be used by SAP Concur for another purpose set out in this Privacy Policy or we determine and demonstrate a compelling
    legitimate interest to continue in processing your Personal Data.
  • Other rights. As applicable under French law, you can also send us specific instructions regarding the use
    of your Personal Data after your death.
  • Right to lodge a complaint. If you take the view that SAP Concur is not processing your Personal Data in
    accordance with the requirements set out in the Privacy Statement or applicable EEA data protection laws if such
    laws apply to you, you can at any time lodge a complaint with the data protection authority of the EEA country where
    you live or with the data protection authority of the country or state where the SAP Concur controller that collected
    your Personal Data has its registered seat. A list of the national data protection authorities can be found at http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=612080.

If you would like to exercise any of the above rights, please contact Privacy-Request@Concur.com so that we may consider your request under applicable law, verify any relevant legal requirements
and exemptions, including steps to verify your identity before complying with the request.

CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Statement from time to time without notice to you other than posting the revised Privacy Statement
on the Channels or by providing such notice about or obtaining consent to changes as may be required by applicable law.
If we change our Privacy Statement, we will post those changes to this Privacy Statement and change the “last updated”
date above. We encourage you to periodically review this Privacy Statement for the latest information on our privacy
practices.

QUESTIONS

If you have any questions about this Privacy Statement or to file any complaint regarding this Privacy Statement, please
contact us at the following address:

Concur Technologies, Inc.

601 – 108th Avenue NE, Suite 1000

Bellevue, WA 98004

USA

Attention: Privacy Manager

Telephone: (888) 883-8411

SAP Concur will investigate and attempt to resolve complaints and disputes regarding the collection, use, and disclosure
of Personal Data by referencing the privacy principles stated in this Privacy Statement. If you have an unresolved privacy
or data use concern that we have not addressed satisfactorily, please contact our U.S.-based third-party dispute resolution
provider (free of charge) at feedback-form.truste.com/watchdog/request.